Terms of Service for IFIGO

Last updated: September 25, 2026

These Terms of Service (“Terms”) are between you and Hanns Ventures Private Ltd, the company that operates IFIGO, and govern your access to and use of the IFIGO mobile application, website, cloud services, backup features, notifications, subscriptions, protected-package features, and automatic-delivery features (collectively, “IFIGO”, the “Service”, or the “Services”).

By creating an account, downloading, accessing, or using IFIGO, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, you must not access or use IFIGO.

1. NATURE AND PURPOSE OF THE SERVICE

IFIGO is a technology service designed to help users organize private information, maintain journals and protected information, prepare encrypted or password-protected packages for selected recipients, and, where enabled and supported, automatically deliver designated packages after a user-configured missed-check-in period.

IFIGO is an automated technical utility and supportive organizational tool.

IFIGO IS NOT A SUBSTITUTE FOR A WILL, TRUST, POWER OF ATTORNEY, ESTATE PLAN, EMERGENCY CONTACT SYSTEM, MEDICAL ALERT SYSTEM, LEGAL SERVICE, FINANCIAL SERVICE, INSURANCE PRODUCT, MEDICAL SERVICE, PROFESSIONAL ADVICE, OR EMERGENCY RESPONSE SERVICE.

IFIGO does not determine whether a user has died, is incapacitated, is missing, is hospitalized, is unable to use the Service, or otherwise requires assistance.

A missed check-in is a technical trigger selected by the user. It is not, and must not be treated as, confirmation of death, incapacity, disappearance, or any other real-world event.

You should maintain appropriate independent arrangements for matters that require legal, medical, financial, emergency, estate, or professional attention.

2. ELIGIBILITY

You must be at least 18 years old to use IFIGO.

IFIGO is not intended for anyone under 18 years of age.

IFIGO may restrict or terminate access where it reasonably believes that an account does not satisfy applicable eligibility requirements.

3. ACCOUNT RESPONSIBILITIES AND SECURITY

You are responsible for maintaining the security of:

  • your device;
  • your IFIGO account;
  • your sign-in provider credentials;
  • your device passcode or Screen Lock PIN;
  • your IFIGO PIN, where applicable;
  • your cloud-storage accounts;
  • your Google Drive or iCloud Drive credentials;
  • your shared-memory questions and answers;
  • your recipient information; and
  • any other authentication credentials or recovery information associated with your use of IFIGO.

You must not share authentication credentials, PINs, passwords, or shared-memory answers with unauthorized persons.

You are responsible for activity conducted through your account unless you have promptly notified IFIGO of unauthorized access and the circumstances indicate that the unauthorized activity was not caused by your own failure to maintain reasonable account security.

IFIGO does not guarantee that unauthorized access can never occur.

4. THIRD-PARTY AUTHENTICATION AND SERVICES

IFIGO may use third-party authentication providers and cloud services, including supported Apple, Google, Firebase, Google Cloud, Google Drive, iCloud, and other providers.

You authorize IFIGO to use those services as reasonably necessary to authenticate your account, provide requested functionality, synchronize data, maintain backups, process notifications, and operate the Service.

Your use of third-party services may also be subject to those providers’ own terms, policies, availability, and technical limitations.

IFIGO does not control the operation, availability, security, policies, or continued existence of third-party services.

5. YOUR CONTENT

You retain ownership of content that you create, upload, store, or otherwise submit to IFIGO (“Your Content”), subject to the rights necessary for IFIGO to operate the Service.

Your Content may include journals, notes, photographs, attachments, documents, protected packages, recipient information, questions, answers, and other information you choose to store.

You are solely responsible for Your Content, including:

  • its accuracy;
  • its legality;
  • its appropriateness for storage;
  • the rights necessary to store and process it;
  • the recipients you select;
  • the information you assign to each recipient; and
  • the consequences of any automated delivery resulting from your settings.

You represent and warrant that you have all rights, permissions, consents, and lawful authority necessary for IFIGO to store, process, back up, encrypt, transmit, and deliver Your Content as directed by you.

You must not upload or transmit content that violates applicable law or infringes the rights of another person.

6. RECIPIENTS AND AUTOMATED SHARING

You are solely responsible for verifying:

  • recipient names;
  • recipient email addresses;
  • recipient assignments;
  • package contents;
  • shared-memory questions and answers;
  • check-in schedules;
  • missed-check-in periods;
  • delivery settings; and
  • any other information or configuration that affects automatic delivery.

By assigning content to a recipient, you instruct IFIGO to make that content available for delivery to that recipient if the applicable automatic-delivery conditions are satisfied.

You acknowledge that automatic delivery may occur without further confirmation from you after the configured missed-check-in condition has been reached.

You are responsible for ensuring that you have appropriate legal authority to send or disclose the selected content to the selected recipient.

IFIGO does not independently verify the identity, relationship, authority, suitability, or consent of a recipient.

7. IMPORTANT LIMITATIONS ON AUTOMATIC DELIVERY

Automatic delivery is a technical feature and not a determination of death, incapacity, disappearance, or emergency.

IFIGO does not monitor your physical condition, location, health, safety, or circumstances.

IFIGO does not contact emergency services, hospitals, doctors, lawyers, executors, family members, government authorities, or other persons merely because a missed check-in occurs.

A missed check-in may occur because of circumstances unrelated to death or incapacity, including but not limited to:

  • forgetfulness;
  • travel;
  • illness;
  • loss of access to the device;
  • loss of internet connectivity;
  • device failure;
  • notification failure;
  • account problems;
  • authentication problems;
  • subscription problems;
  • changes to device permissions;
  • software problems; or
  • other technical or personal circumstances.

You acknowledge that automatic delivery may therefore occur while you are alive, conscious, capable of making decisions, or otherwise not intending to send the package.

You should not use IFIGO as your sole mechanism for communicating information that requires guaranteed or legally effective delivery.

8. CHECK-INS AND SERVER-SIDE SCHEDULING

Where applicable, the IFIGO cloud service maintains the authoritative check-in schedule.

Disabling device notifications, losing network access, turning off a device, closing the application, or uninstalling the application does not necessarily pause or cancel a server-side missed-check-in period.

To reset an applicable check-in period, you must successfully complete the required check-in action within the Service.

You are responsible for understanding the check-in settings you configure.

A successful check-in resets the applicable missed-check-in period only before automatic delivery has begun.

Once an automatic-delivery process has commenced, a subsequent check-in may not cancel, recall, or revoke a package that has already been submitted to an email provider, delivery service, or recipient.

9. AUTOMATIC DELIVERY IS BEST EFFORT

IFIGO provides automatic delivery on a best-effort basis.

IFIGO does not guarantee that a package will:

  • be delivered;
  • be delivered at a particular time;
  • be delivered only once;
  • be delivered without delay;
  • avoid spam or filtering systems;
  • remain accessible to the recipient;
  • be opened or read;
  • be successfully decrypted;
  • remain available indefinitely; or
  • reach the intended recipient.

Delivery may be delayed, interrupted, duplicated, altered, blocked, rejected, or prevented by circumstances including:

  • internet or network failures;
  • cloud outages;
  • server failures;
  • software defects;
  • device failures;
  • authentication failures;
  • incorrect account information;
  • incorrect recipient information;
  • incorrect settings;
  • expired or cancelled subscriptions;
  • revoked permissions;
  • email-provider restrictions;
  • spam or security filtering;
  • third-party policy changes;
  • third-party outages;
  • legal or regulatory requirements;
  • force majeure events; or
  • circumstances beyond IFIGO’s reasonable control.

10. SECURITY, ENCRYPTION, AND ACCESS LIMITATIONS

IFIGO uses security measures intended to protect user information. Depending on the feature and configuration, these may include encrypted local storage, device-based security controls, encrypted cloud backups, password-protected recipient packages, authentication controls, and server-side security measures.

These measures reduce risk but cannot guarantee absolute security.

No system connected to the internet or electronic communications infrastructure can be guaranteed to be completely secure.

10.1 Client-Side Package Protection

Where a protected package is prepared and encrypted on the user’s device, the package may be encrypted or password-protected before being uploaded to IFIGO infrastructure or third-party storage.

Where technically applicable, IFIGO does not receive or store the shared-memory answer used to decrypt such a package.

10.2 No Recovery of Certain Credentials

IFIGO may be technically unable to recover certain PINs, passwords, encryption keys, or shared-memory answers.

If you lose or forget a credential required to access or decrypt protected information, IFIGO may be unable to recover the underlying information.

You are responsible for maintaining any credentials necessary to access Your Content.

10.3 Operational Metadata

IFIGO may process operational information required to operate the Service, including account information, subscription status, check-in status, notification status, package status, delivery status, recipient information, and technical logs.

The precise categories of information collected, processed, stored, disclosed, retained, or deleted are described in the IFIGO Privacy Policy.

11. CLOUD BACKUPS AND THIRD-PARTY STORAGE

Where you enable cloud backup or storage features, backup files may be stored using third-party infrastructure, including Google Drive, iCloud Drive, or other supported services.

Such third-party storage is subject to the availability, policies, security controls, retention practices, and technical limitations of the relevant provider.

IFIGO may provide tools intended to delete or clean up backup files, but deletion may be affected by:

  • provider outages;
  • account-access problems;
  • synchronization delays;
  • provider-side retention policies;
  • legal retention requirements;
  • technical failures; or
  • other circumstances outside IFIGO’s reasonable control.

You acknowledge that deletion initiated through IFIGO may not necessarily result in immediate or irreversible deletion from every third-party system or backup environment.

12. DATA LOSS AND BACKUP LIMITATIONS

You acknowledge that electronic data may be lost, corrupted, damaged, inaccessible, or permanently unrecoverable.

IFIGO does not guarantee successful:

  • backup;
  • synchronization;
  • restoration;
  • deletion;
  • encryption;
  • decryption;
  • transfer; or
  • recovery.

You should maintain independent copies of information that is important to you.

IFIGO is not intended to be the sole repository for information that you cannot afford to lose.

13. NOTIFICATIONS AND DEVICE PERMISSIONS

IFIGO may request permissions required for features including notifications, camera access, media access, cloud storage, authentication, and other device capabilities.

You may revoke permissions through your device or account settings.

Revoking permissions may prevent or limit certain features.

In particular, disabling notifications does not necessarily cancel or suspend a server-side check-in schedule.

You are responsible for ensuring that your device and account remain configured in a manner that permits the features you wish to use.

14. SUBSCRIPTIONS, PAYMENTS, AND PURCHASES

Certain IFIGO features may require a paid subscription.

Subscriptions purchased through the Apple App Store or Google Play are subject to the applicable store’s billing, renewal, cancellation, refund, and payment policies.

Where RevenueCat or another subscription-management provider is used, that provider may process subscription-related information and assist with subscription status and entitlement management.

Unless otherwise expressly stated, completing an automatic delivery does not automatically cancel your subscription.

Subscriptions may continue according to the applicable App Store or Google Play billing cycle until cancelled by you through the relevant account settings.

If a subscription expires, is cancelled, is suspended, or payment fails, paid features may become unavailable, including features relating to synchronization or automatic delivery.

IFIGO does not guarantee that subscription status changes will take effect instantaneously across all systems.

15. REFUNDS AND CHARGEBACKS

Refund requests for purchases made through Apple App Store or Google Play are generally subject to the applicable store’s refund policies and procedures.

Where applicable, you should submit refund requests through the purchasing platform.

Unauthorized chargebacks, payment reversals, or fraudulent payment activity may result in suspension or termination of the relevant account or subscription, subject to applicable law.

Nothing in this section limits any mandatory consumer rights that cannot lawfully be excluded.

16. ACCEPTABLE USE

You agree not to:

  1. use IFIGO for unlawful, fraudulent, abusive, harmful, or deceptive purposes;
  2. upload or transmit malware, malicious code, or unlawful material;
  3. infringe intellectual-property, privacy, confidentiality, or other rights of another person;
  4. use IFIGO to harass, threaten, impersonate, defraud, or harm another person;
  5. access another person’s account without authorization;
  6. attempt to bypass security or authentication controls;
  7. probe, scan, or test IFIGO infrastructure for vulnerabilities without authorization;
  8. reverse engineer, decompile, disassemble, or attempt to derive source code except to the extent such restriction is prohibited by applicable law;
  9. interfere with the operation of IFIGO;
  10. use automated systems to abuse or overload the Service;
  11. transmit content that you do not have the legal right to transmit;
  12. add recipients or disclose information without appropriate authority; or
  13. use IFIGO in a manner that violates applicable law.

17. SUSPENSION AND TERMINATION

IFIGO may suspend, restrict, or terminate access to the Service where reasonably necessary to:

  • enforce these Terms;
  • prevent fraud or abuse;
  • protect the Service or other users;
  • address a security risk;
  • comply with law or a lawful request;
  • investigate suspected unauthorized activity; or
  • discontinue a Service or feature.

Where reasonably practicable, IFIGO may provide notice before suspension or termination.

Nothing in this section requires IFIGO to maintain an account or Service where doing so would create a security, legal, regulatory, or operational risk.

Upon termination, certain provisions of these Terms may continue to apply where their nature requires continued application, including provisions concerning intellectual property, disclaimers, limitations of liability, indemnification, dispute resolution, and governing law.

18. DATA DELETION AND ACCOUNT RESET

IFIGO may provide functions such as:

  • Delete All Data;
  • Reset App; and
  • Delete Account.

The precise technical effect of each function is described in the IFIGO Privacy Policy and applicable product documentation.

Deletion may not immediately remove information held by third-party providers, payment processors, email providers, security systems, backups, or systems subject to legal retention obligations.

IFIGO may retain limited information where reasonably necessary to:

  • comply with law;
  • resolve disputes;
  • enforce agreements;
  • prevent fraud or abuse;
  • maintain security;
  • satisfy accounting or payment obligations; or
  • meet legitimate legal or regulatory requirements.

19. THIRD-PARTY SERVICES

IFIGO may depend upon third-party providers, including but not limited to:

  • Firebase;
  • Google Cloud;
  • Google Sign-In;
  • Apple Sign-In;
  • Google Drive;
  • iCloud;
  • Apple App Store;
  • Google Play;
  • RevenueCat;
  • Brevo;
  • email delivery providers;
  • cloud infrastructure providers; and
  • other technology providers.

IFIGO does not control third-party services and cannot guarantee their availability, security, performance, policies, or continued operation.

To the maximum extent permitted by applicable law, IFIGO is not responsible for losses caused solely by a third-party provider’s:

  • outage;
  • delay;
  • failure;
  • policy change;
  • account restriction;
  • security incident;
  • data loss;
  • access failure;
  • delivery failure; or
  • discontinuation of service.

This provision does not exclude or limit liability that applicable law does not permit IFIGO to exclude or limit.

20. INTELLECTUAL PROPERTY

Hanns Ventures Private Ltd and its licensors retain all rights, title, and interest in and to the Service, including its software, source code, object code, architecture, design, user interface, graphics, trademarks, logos, documentation, and other proprietary materials.

Except for Your Content, these Terms do not transfer ownership of any IFIGO intellectual property to you.

Subject to these Terms, Hanns Ventures Private Ltd grants you a limited, non-exclusive, non-transferable, revocable licence to use the Service for its intended purpose.

You must not copy, reproduce, distribute, sell, sublicense, modify, create derivative works from, or commercially exploit IFIGO except as expressly permitted by IFIGO or applicable law.

21. FEEDBACK

If you voluntarily provide suggestions, ideas, comments, or other feedback regarding IFIGO, you grant IFIGO the right to use that feedback without compensation or obligation to you, provided that IFIGO does not thereby obtain ownership of Your Content itself.

22. DISCLAIMER OF WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

IFIGO DISCLAIMS WARRANTIES AND REPRESENTATIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING, TO THE EXTENT PERMITTED BY LAW, WARRANTIES OF:

  • MERCHANTABILITY;
  • FITNESS FOR A PARTICULAR PURPOSE;
  • TITLE;
  • NON-INFRINGEMENT;
  • ACCURACY;
  • AVAILABILITY;
  • RELIABILITY;
  • SECURITY;
  • UNINTERRUPTED OPERATION;
  • SUCCESSFUL BACKUP;
  • SUCCESSFUL RESTORATION;
  • SUCCESSFUL SYNCHRONIZATION;
  • SUCCESSFUL DELETION;
  • SUCCESSFUL ENCRYPTION;
  • SUCCESSFUL DECRYPTION;
  • SUCCESSFUL AUTOMATIC DELIVERY; and
  • CONTINUOUS OR ERROR-FREE OPERATION.

IFIGO DOES NOT WARRANT THAT:

  1. the Service will always be available;
  2. the Service will be error-free;
  3. the Service will be free from vulnerabilities or security incidents;
  4. data will never be lost or corrupted;
  5. backups will always succeed;
  6. packages will always be delivered;
  7. packages will always be delivered at the intended time;
  8. recipients will receive or open packages;
  9. recipients will be able to decrypt packages;
  10. notifications will always be received;
  11. third-party services will remain available; or
  12. the Service will meet every user’s particular requirements.

Nothing in these Terms excludes any warranty, right, or remedy that cannot lawfully be excluded.

23. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, HANNS VENTURES PRIVATE LTD AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS, SUPPLIERS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS.

Such losses may include, where legally permissible:

  • loss of data;
  • loss of profits;
  • loss of revenue;
  • loss of business opportunity;
  • loss of goodwill;
  • reputational loss;
  • emotional or non-economic loss;
  • loss arising from unauthorized access;
  • loss arising from hacking or security incidents;
  • backup failure;
  • restoration failure;
  • synchronization failure;
  • deletion failure;
  • automatic-delivery outcomes;
  • recipient disputes;
  • failure of a recipient to access a package; and
  • failure of a third-party service.

23.1 Aggregate Liability Cap

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, HANNS VENTURES PRIVATE LTD’S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SERVICE SHALL NOT EXCEED THE GREATER OF:

(A) THE TOTAL FEES ACTUALLY PAID BY YOU FOR IFIGO DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) ONE HUNDRED UNITED STATES DOLLARS (US$100).

23.2 Mandatory Legal Exceptions

Nothing in these Terms excludes or restricts liability to the extent that applicable law prohibits such exclusion or restriction.

In particular, nothing in these Terms is intended to exclude or restrict liability for matters that cannot lawfully be excluded or restricted under applicable law, including applicable restrictions concerning death or personal injury caused by negligence, fraud, fraudulent misrepresentation, or other non-excludable liability.

Where applicable law requires a liability limitation or exclusion to satisfy a reasonableness or similar legal requirement, that limitation or exclusion shall apply only to the maximum extent that it is legally enforceable.

24. INDEMNIFICATION

To the maximum extent permitted by applicable law, you agree to indemnify and hold harmless Hanns Ventures Private Ltd and its affiliates, officers, directors, employees, agents, licensors, contractors, and service providers from third-party claims, liabilities, damages, losses, costs, and reasonable legal expenses arising directly from:

  1. your material breach of these Terms;
  2. Your Content where you did not have the necessary rights or authority to provide it;
  3. your unlawful use of the Service;
  4. your infringement of a third party’s intellectual-property, privacy, confidentiality, or other rights;
  5. your unauthorized selection or use of recipients; or
  6. your violation of applicable law.

This indemnification obligation does not apply to the extent that a claim results from IFIGO’s own negligence, fraud, wilful misconduct, or breach of these Terms, except to the extent applicable law permits otherwise.

IFIGO will, where reasonably practicable, provide you with notice of a claim for which it seeks indemnification and reasonable cooperation in responding to that claim.

25. DISPUTE RESOLUTION

Before commencing formal proceedings, the parties should make reasonable efforts to resolve a dispute informally by contacting IFIGO at the contact address stated in these Terms.

Nothing in this section prevents a party from seeking urgent interim or injunctive relief where such relief is legally available and reasonably necessary.

25.1 Individual Disputes

To the maximum extent permitted by applicable law, disputes arising out of or relating to these Terms or the Service may be submitted to final and binding individual arbitration where legally enforceable.

Any arbitration shall be conducted in accordance with applicable Singapore law and applicable arbitration rules agreed between the parties or, where no agreement is reached, determined by the applicable arbitration framework.

25.2 Small Claims and Mandatory Rights

Nothing in this section prevents a user from bringing a claim before a court or tribunal where applicable law provides a non-waivable right to do so, including qualifying claims within the jurisdiction of a relevant small-claims or consumer tribunal.

Nothing in these Terms is intended to remove mandatory consumer rights.

25.3 Class or Representative Proceedings

To the maximum extent permitted by applicable law, claims shall be brought on an individual basis and not as part of a class, collective, consolidated, or representative proceeding.

This provision applies only to the extent such a waiver is legally enforceable.

26. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of Singapore, without regard to conflict-of-law principles.

However, if you are a consumer located in a jurisdiction whose mandatory consumer-protection laws give you rights that cannot legally be waived by contract, those mandatory rights remain applicable.

Nothing in these Terms is intended to deprive you of any mandatory legal protection applicable in your jurisdiction.

27. CHANGES TO THE SERVICE

IFIGO may modify, suspend, replace, or discontinue the Service or any feature at any time.

Where reasonably practicable, IFIGO will provide advance notice of material changes that substantially affect users.

IFIGO may make immediate changes where reasonably necessary for security, legal, regulatory, technical, fraud-prevention, or operational reasons.

28. CHANGES TO THESE TERMS

IFIGO may update these Terms from time to time.

When material changes are made, IFIGO may provide notice through the application, website, email, or other reasonable means.

The updated Terms will state their effective date.

Where applicable law requires affirmative consent to a material change, IFIGO will obtain such consent.

For changes that do not require affirmative consent, your continued use of IFIGO after the effective date may constitute acceptance of the updated Terms, to the extent permitted by applicable law.

If you do not agree to material revised Terms, you should stop using the affected Service and may delete your account where applicable.

29. FORCE MAJEURE

IFIGO shall not be responsible for delay or failure to perform caused by circumstances beyond its reasonable control, including:

  • natural disasters;
  • fire;
  • flood;
  • epidemic or pandemic;
  • war;
  • terrorism;
  • civil unrest;
  • government action;
  • telecommunications failures;
  • internet failures;
  • widespread infrastructure failures;
  • power failures;
  • cyberattacks;
  • third-party service failures;
  • labour disputes;
  • cloud-provider outages; or
  • other events beyond IFIGO’s reasonable control.

This section does not excuse obligations that applicable law does not permit to be excused.

30. SEVERABILITY

If any provision of these Terms is found to be unlawful, invalid, or unenforceable, that provision shall be enforced to the maximum extent permitted by law and, if necessary, modified or severed only to the extent required.

The remaining provisions shall continue in full force and effect.

31. NO WAIVER

A failure or delay by IFIGO to enforce any provision of these Terms shall not constitute a waiver of its right to enforce that provision later.

32. ASSIGNMENT

You may not assign or transfer your rights or obligations under these Terms without IFIGO’s prior written consent, except where prohibited by applicable law.

Hanns Ventures Private Ltd may assign or transfer these Terms in connection with a merger, acquisition, restructuring, sale of assets, corporate reorganization, or transfer of the Service, provided that applicable law permits such transfer.

33. ENTIRE AGREEMENT

These Terms, together with the IFIGO Privacy Policy and any additional terms expressly incorporated by reference, constitute the agreement between you and Hanns Ventures Private Ltd concerning your use of IFIGO.

If there is a conflict between these Terms and a specific additional feature agreement, the feature-specific terms shall apply to that feature to the extent of the conflict.

34. NO PARTNERSHIP OR AGENCY

Nothing in these Terms creates a partnership, joint venture, employment relationship, fiduciary relationship, or agency relationship between you and IFIGO.

You have no authority to bind IFIGO or represent that you have authority to do so.

35. SURVIVAL

Provisions that by their nature should survive termination shall survive termination or expiration of these Terms, including provisions relating to:

  • intellectual property;
  • Your Content;
  • disclaimers;
  • limitations of liability;
  • indemnification;
  • dispute resolution;
  • governing law;
  • data retention where applicable; and
  • any accrued rights or obligations.

36. CONTACT

For questions, support requests, or notices concerning these Terms, please contact:

IFIGO Email: ifigoapp@gmail.com

37. ACKNOWLEDGEMENT

BY CREATING AN ACCOUNT, DOWNLOADING, ACCESSING, OR USING IFIGO, YOU ACKNOWLEDGE THAT:

  1. IFIGO IS AN AUTOMATED TECHNICAL UTILITY AND NOT AN EMERGENCY, MEDICAL, LEGAL, ESTATE, OR PROFESSIONAL SERVICE;
  2. YOU ARE RESPONSIBLE FOR YOUR CONTENT, RECIPIENTS, SETTINGS, CREDENTIALS, AND ACCOUNT SECURITY;
  3. AUTOMATIC DELIVERY IS A BEST-EFFORT TECHNICAL FEATURE AND IS NOT GUARANTEED;
  4. A MISSED CHECK-IN DOES NOT ESTABLISH OR CONFIRM DEATH, INCAPACITY, OR ANY OTHER REAL-WORLD EVENT;
  5. THIRD-PARTY SERVICES MAY AFFECT THE AVAILABILITY, SECURITY, OR DELIVERY OF IFIGO FEATURES;
  6. DATA LOSS, DELIVERY FAILURE, OR SECURITY INCIDENTS MAY OCCUR DESPITE REASONABLE SAFEGUARDS; AND
  7. THE LIMITATIONS, DISCLAIMERS, AND OTHER TERMS SET OUT ABOVE APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE IFIGO.